Profit Secrets


Some marketers enjoy increases of 10% to 30% in sales when they get up with a Visa/Mastercard merchants account. Others have reported increases up to a whopping 100%, or even more!

It’s a proven fact that mail order marketers can increase sales
substantially by offering their customers a credit card option.

Some marketers enjoy increases of 10% to 30% in sales when they
get up with a Visa/Mastercard merchants account. Others have
reported increases up to a whopping 100%, or even more!

If all of your sales are made by mail, you can expect to up your
total sales by at least 10%, and more likely 15% to 30% simply by
offering the credit card option. If you plan to use the telephone
a great deal as a marketing tool, offering a credit card buying
option could double or triple your sales.

Credit card buying is seductive. Many people like the option of
buying something today that they won’t have to pay for until
later. Also, most consumers tend to spend more using their
plastic, than when they’re writing a check, or paying cash.


There are many good reasons why you can benefit from securing
credit card merchants status. Here are some of them…

  • People with credit cards are more affluent than those without
    plastic. They can afford to spend more money.
  • They tend to be better “credit risks”, if you want to sell
    “open account.”
  • Overall, they buy more by mail than those without cards.
  • You cannot effectively sell from commercials on radio or TV
    without offering credit card purchasing. Visa and Mastercard are
    by far, the cards most consumers have.
  • They often will make credit card purchases even when they are
    short on cash, and/or when their checking account balance is low.
  • You can sell on installments, obtaining permission to charge
    the buyer’s card on a monthly basis.
  • You can ship goods with the secure knowledge that payment has
    been secured before shipment is made.


By now, you’re probably convinced that accepting credit card
orders is a darn good idea. But how can you obtain credit card
merchants status? Truth is, it’s not always a piece of cake. In
recent years banks have been playing hard-ball with many business
people, especially anyone doing business by mail. It’s the same
old story, a handfull of mail order crooks have almost totally
screwed-up a good thing for honest dealers. The major credit card
companies have told the banks to be very, very selective in
issuing merchant accounts to mail order sellers and home business

Because a few scum-bags have ripped off some banks, and run off
with the money, your local friendly banker may not be too
“friendly” when you tell him you want a merchants account. It has
become increasingly more difficult for mail order sellers to
secure a merchants account, and if you only sell by mail, but
also do consider setting you up for Visa and Mastercard
processing. That happens to be reality…but always remember
valuable report I’m going to cover some of the best way to obtain
your merchant’s status.


Although your banker may have already told you that they “cannot”
accept you for a merchant account, the simple, unvarnished truth
is that he/she can. Visa and Mastercard do set some rigid
guidelines for their affiliated banks to follow, but ultimately
the banks must approve or disapprove each application. Excuses
concerning “doing business by mail”, “operating a home-based
business”, “not having a long business track record”, are just
that-excuses! A somewhat polite way to tell you “no”!

Could a mail order businessman, (books, home-study
courses, etc.) but how also conducts his business exclusively in his
home get a Merchant Account? Fat chance of him getting a merchants
account. Right? Wrong: He happily processes credit card orders for his customers will full
knowledge and cooperation from his bank. How did he do it? He never
stopped asking for what he wanted.

When his own bank refused to even consider him for a merchant
account, due to the fact that he was in mail order, and also
doing business from his home, he beat path to several other

The first four banks he visited also said “no”, (2 were large
institutions, 2 mid-size), so he decided to try some smaller
banks. Guess what? The very first bank he went to said “Maybe”.

They asked him to transfer his account to their bank, so that
they could “monitor” it for six months. He told the bank
official that he would consider their proposal, and the proceeded
to another small bank one block up the street.

He liked what the second small bank said. They said “Yes!” All he
needed to do was establish a checking account with them and
maintain a modest $1,000, business checking account balance. This
he quickly did!


Although this special report gives you various sources that might
be able to help you with your credit card processing, the main
message of this report is “NEVER GIVE UP” Never take “NO” for a
final answer. Keep asking for what you want! Those who keep
asking and seeking, usually obtain what they want.


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